What types of families have the best relationship with Rockford?
Here at Rockford, we are proud to work with families and households from diverse backgrounds and circumstances. Our services are particularly well-suited for those who have actively prioritized building a solid financial foundation—whether through consistent contributions to retirement accounts, disciplined savings habits, or thoughtful investment strategies. We collaborate best with households seeking a long-term partnership to refine their financial plans, grow their wealth, and align their financial decisions with their life goals."
How does your management fee structure work?
Our standard advisory fee is based on the market value of the assets under management. “When we do better, you do better.”
The fee is calculated as follows:
| Assets Under Management | Annual Fee |
|---|---|
| $0 - $1,000,000 | 1.10% |
| $1,000,001 - $2,000,000 | 0.95% |
| $2,000,001 - $3,000,000 | 0.85% |
| $3,000,001 - $4,000,000 | 0.75% |
| $4,000,001 - $5,000,000 | 0.65% |
| Above $5,000,000 | 0.50% |
The annual fees are paid quarterly in arrears. The advisory fee is a straight tiered fee and is calculated by assessing the percentage rates using the predefined levels of assets as shown in the above chart and applying the fee to the account value as of the last day of the previous quarter.
RFP does not charge on cash balances held in the Client's account(s) and does not charge on securities RFP does not manage but hold for the Clients ease of administration.
How do you work with clients outside Wilmington, Delaware?
We proudly serve clients nationwide and work with those outside of Wilmington through a variety of convenient options. Whether meeting virtually via video calls, connecting over the phone, hosting in-office meetings, or traveling to clients in Delaware or nearby states such as Maryland, New Jersey, and Pennsylvania, we tailor our approach to meet your preferences. No matter where you’re located, our commitment to providing exceptional financial guidance remains the same.
Do you do Pro Bono work?
We are committed to giving back to our community by offering Pro Bono financial guidance to families who may not meet our typical client profile or our minimum fee thresholds. These services are designed to assist households that are new to investments, lack a solid retirement savings foundation, or need help identifying and pursuing their financial goals. When deemed appropriate by these families, we also refer them to other advisors if the advisor’s strengths or interests align better with their household’s circumstances. Pro bono meetings are available by appointment on the first Friday of each month.
Please note that these services are reactionary rather than proactive, meaning we respond to specific questions or challenges brought to us during the session rather than providing ongoing support. Interested parties will be asked to sign a disclosure acknowledging the nature of these services.
How does it work if I want to work with you?
Reach Out to Us
Start by contacting us to express your interest in working together. We’ll schedule an initial consultation to learn more about your needs and how we can help.- Share Your Financial Picture
During our initial conversations, we’ll gather information about your financial goals, current assets, income, expenses, and overall financial situation. This helps us understand where you are now and where you want to go. - Create and Implement Your Plan
We’ll develop a tailored financial strategy with your feedback that is based on your goals and risk tolerance. Once you are comfortable with the plan, we’ll guide you through implementing changes, which often includes coordinating allocations, savings strategies, utilizing employer benefits, and other financial adjustments. - Ongoing Reviews and Adjustments
We meet with you at least annually—preferably twice per year—or more frequently, depending on your preference. These meetings help ensure your financial plan remains aligned with your goals and adapts to any life changes or market conditions. - Maintain Regular Communication
Between meetings, we’ll stay in touch to provide updates, address questions, and make adjustments as needed to keep your plan on track. We’re always here to support you as your financial advisor.